USDA Vs. FHA Pro and Con comparison in Evansdale, Black Hawk County, IA
In 2025, the USDA loan limit for Evansdale, county of Black Hawk, IA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best fit for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Evansdale, County of Black Hawk, IA
Loan Type
Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Evansdale, IA
The aim of Lendersa® is to efficiently and smoothly secure the best possible USDA or FHA loan for you. Choose from one of three starting routes that help align you with lenders and USDA loan program opportunities.
A USDA home loan is underwritten by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
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