USDA Vs. FHA your options comparison in Evansdale, Black Hawk County, IA

In 2026, the USDA loan limit for Evansdale, county of Black Hawk, IA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best fit for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Evansdale, County of Black Hawk, IA

Loan Type Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Evansdale, IA

The aim of Lendersa® is to efficiently and smoothly secure the best possible USDA or FHA loan for you. Choose from one of three starting routes that help align you with lenders and USDA loan program opportunities.

Lendersa USDA loan queries and alignment outcomes

What is a USDA Loan in IA?

A USDA home loan is underwritten by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Streamline Home Loans
  • 3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
  • Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.

  • Dara Capital Group
  • 8084 West Sahara, Suite A, Las Vegas, NV, 89117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lending Arena LLC
  • 7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
  • Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer

  • Valley West Mortgage
  • 8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
  • Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..

  • HighTechLending - Las Vegas
  • 1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
  • We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans.

    Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.

  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.

  • Town & Country Bank
  • 8620 W Tropicana Ave., Las Vegas, NV, 89147
  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"