USDA Vs. FHA your options comparison in Waverly, Bremer County, IA

In 2025, USDA loan limit in Waverly, county of Bremer, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Waverly, county of Bremer, IA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Waverly, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cafe Lending
  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.
  • Mortgage Capital Funding LLC
  • 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240
  • We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .
  • Davis Financial Group LLC
  • 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
  • Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.
  • Langdon Mortgage
  • 250 E. 96th St, Suite 280, Indianapolis, IN, 46240
  • As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.
  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.
  • MJW Financial LLC
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • MJW Financial opened its doors in early 2008 in spite of the unfavorable housing market conditions.Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable & appropriate mortgages to both homeowners.
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  • 200 E 2nd Street, Annapolis, MO, 63620
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.