The USDA loan limit in Waverly, within the county of Bremer, IA, for the year 2025 is set at $336,500, whereas the FHA loan limit for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare the most competitive USDA and FHA rates currently available. This tool aids you in assessing the necessary income, credit, reserves, and paperwork required for qualification. By using our enhanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side to determine the best suited program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Waverly, County of Bremer, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Waverly, IA
Lendersa®'s mission is to secure you the optimal USDA or FHA loan efficiently and effortlessly. You can choose from three initial approaches to match with lenders and appropriate USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
123 N College Ave, Suite 230, Fort Collins, CO, 80524
Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Heritage Federal Credit Union America was still recovering from the effects of the Great Depression. Credit union organizers all over the country had been working for more than a dozen years to spread the word to average workers that they could take more control of their financial lives by forming a credit union.
Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
