USDA Loan Vs. FHA loan for Sergeant-Bluff, IA [Woodbury County ]

For the year 2026, the USDA loan limit in Sergeant-Bluff, located in Woodbury county of IA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and ascertain the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial needs.

USDA and FHA Loan Options in Sergeant-Bluff, IA

The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan, without any hassles. Choose one of three starting paths that align you with lenders and USDA loan programs effectively.

Lendersa USDA loan requests and matching success

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Sergeant-Bluff Lenders
(712) 943-5511 Lender's profile and map Pioneer Bank 202 1st Street, Sergeant Bluff, IA, 51054 Lends in Iowa At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
(712) 276-1328 Lender's profile and map Midwest Community Credit Union 1909 Old South Palmetto Street, Sioux City, IA, 51106 Lends in Iowa Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
(712) 224-4425 Lender's profile and map Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 Lends in Iowa In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
(712) 277-1440 Lender's profile and map Sioux Valley Community Credit Union 1120 6th Street, Sioux City, IA, 51101 Lends in Iowa Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.
(712) 279-6430 Lender's profile and map Siouxland Economic Development Corp. 617 Pierce St, Suite 202, Sioux City, IA, 51101 Lends in Iowa The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
(712) 277-6671 Lender's profile and map Security National Bank 601 Pierce Street, Sioux City, IA, 51101 Lends in Iowa Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
(712) 252-4368 Lender's profile and map Telco Triad Community Credit Union 1420 Tri View Ave, Sioux City, IA, 51103 Lends in Iowa Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company. In the late 1970's, Sioux City District began to expand by merging credit unions