For the year 2025, the USDA loan limit in Sergeant-Bluff, located in Woodbury county of IA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and ascertain the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
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| Loan Type | Maximum Loan Amount | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan, without any hassles. Choose one of three starting paths that align you with lenders and USDA loan programs effectively.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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