USDA Loan Vs. FHA loan pro & con Sergeant-Bluff, Woodbury County, IA

For the year 2026, the USDA loan limit in Sergeant-Bluff, located in Woodbury county of IA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and ascertain the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial needs.

USDA and FHA Loan Options in Sergeant-Bluff, IA

The goal of Lendersa® is to swiftly secure you the best USDA or FHA loan, without any hassles. Choose one of three starting paths that align you with lenders and USDA loan programs effectively.

Lendersa USDA loan requests and matching success

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment.

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(402) 342-3773 Lender's profile and map Reviews Omaha 100 Inc 2401 Lake Street, Omaha, NE, 68111 Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
(712) 792-9772 Lender's profile and map Reviews Iowa Savings Bank 510 Highway 30 West, Carroll, IA, 51401 Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
(800) 329-8620 Lender's profile and map Reviews Availa Bank 126 W 6th St, Carroll, IA, 51401 Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
(712) 792-4346 Lender's profile and map Reviews Commercial Savings Bank 325 W Highway 30, Carroll, IA, 51401 Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
(402) 715-4689 Lender's profile and map Reviews Premier Bank 16802 Burke Street, Omaha, NE, 68118 Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
(402) 505-8500 Lender's profile and map Reviews United Republic Bank 111 North 181st Street, Omaha, NE, 68118 United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie
(402) 333-9100 Lender's profile and map Reviews Core Bank 17807 Burke St, Omaha, NE, 68118 Core Bank is a full-service community bank focused on meeting clients' banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.
(402) 491-0100 Lender's profile and map Reviews Jan Nicola, Realtor, Nebraska Realty 17117 Burt Street, Omaha, NE, 68118 Nebraska Realty is a name we believe proudly reflects the professional, hard working and service-oriented values of our employees. Values that our history of success has been built upon. Values our customers associate with being “Nebraskan”. As Nebraska Realty, we now have the opportunity to expand our brokerage services throughout Nebraska,
(402) 651-7928 Lender's profile and map Reviews Pillar Financial Mortgage 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118 Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
(402) 624-2255 Lender's profile and map Reviews Bank of Mead 322 S. Vine, Mead, NE, 68041 Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
(402) 871-3833 Lender's profile and map Reviews The Denman Team 14301 FNB Parkway, Suite 100, Omaha, NE, 68154 Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
(402) 431-5180 Lender's profile and map Reviews Four Points Federal Credit Union 510 N 127th Street, Omaha, NE, 68154 Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.