For 2025, the USDA loan limit in Cherokee, county of Cherokee, IA, is $336,500. Alternatively, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the essential income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Cherokee, County of Cherokee, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cherokee, IA
The goal of Lendersa® is to efficiently provide you with the best USDA or FHA loan available, hassle-free. Begin by choosing one of three introductory paths that help connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government via the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
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