In the year 2025, the USDA loan cap for Le-Mars, located in the county of Plymouth, IA, is established at $285,000, while the FHA loan cap for a single-family home is set at $356,362.
With Lendersa®'s USDA loan calculator, compare today's USDA and FHA interest rates to determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best financial solution for your situation in .
2025 Loan Limits and Down Payment Requirements in Le-Mars, County of Plymouth, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loans in Le-Mars, IA
Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and easily. You can start with one of three approaches that align you with compatible lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It's only available for purchases in rural areas. Differently, FHA loans necessitate a 3.5% minimum down payment, while USDA loans demand none.
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ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
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Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
We pride ourselves on providing technologically advanced products and competitive pricing
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
