USDA and FHA Pro and Con in Windsor-Heights, Polk County, IA
In 2025, within Windsor-Heights, county of Polk, IA, the USDA loan limit is $285,000, while the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA offerings side by side, aiding you in selecting the best option for your financial context in .
2025 Loan Limits and Down Payment Requirements in Windsor-Heights, County of Polk, IA
Loan Category
Maximum Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Windsor-Heights, IA
Lendersa® aims to swiftly and seamlessly secure you the best possible USDA or FHA loan. Begin your journey by selecting one of three starting points that connect you with suitable lenders and USDA loan pathways.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages necessitate no down payment.
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1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers.
Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.
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We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your uniq
