USDA Vs. FHA your options comparison in Grimes, Polk County, IA
In 2025, the USDA loan limit for Grimes in Polk county, IA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's prime USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding your decision on the best financial program in for you.
2025 Loan Limits and Down Payment Requirements in Grimes, Polk, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Grimes, IA
The mission of Lendersa® is to efficiently secure the best USDA or FHA loans for you, free of complications. Opt for one of three initial steps to connect with lenders and discover USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage provided by the Department of Agriculture. It is accessible solely in rural regions and distinguishes itself by requiring no down payment, unlike FHA loans, which demand at least a 3.5% down payment.
Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
We’re member-owned and operated so you’ll always feel at home here. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community. Our Mission is to assist our members in reaching their financial goals by providing superior products and services in a personalized manner.
the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Intracoastal Bank is a locally owned and operated community bank. Intracoastal Bank opened in 2008 with the goal of supporting the community by building strong and lasting relationships with our clients. The Bank was established by a team of local residents and business owners with long-standing ties to the community.
1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.