USDA Loan Vs. FHA loan pro & con for Waukee, Dallas County, IA

In 2025, USDA loan limit in Waukee, county of Dallas, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waukee, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 880-5771 962 miles Lender's profile and map Reviews Utopia Financial LLC 375 Morgan Street, Suite U, Phoenixville, PA, 19460 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(484) 416-4280 962 miles Lender's profile and map Reviews Philadelphia Mortgage Brokers 1243 Valley Forge Rd, Phoenixville, PA, 19460 Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
(410) 221-8177 962 miles Lender's profile and map Reviews Choptank Oyster Mortgage, LLC 213 Sunburst Hwy, Suite 1, Cambridge, MD, 21613 At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
(315) 894-9924 962 miles Lender's profile and map Reviews Remington FCU 39 Central Plaza, Ilion, NY, 13357 Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(610) 325-5100 962 miles Lender's profile and map Reviews Franklin Mint Federal Credit Union 5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317 Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
(610) 358-5086 962 miles Lender's profile and map Reviews RH Cooper Ltd 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317 At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(610) 325-5002 962 miles Lender's profile and map Reviews STATE FINANCIAL NETWORK 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317 "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise. SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."
(484) 443-4435 962 miles Lender's profile and map Reviews CONCORD ONE FINANCIAL, LLC 5 Christy Drive, Chadds Ford, PA, 19317 Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
(912) 354-8100 962 miles Lender's profile and map Reviews Memorial Health CU 901 East 65th Street, Savannah, GA, 31405 Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
(610) 282-3000 962 miles Lender's profile and map Reviews Sky Financial Services Inc. 5540 West Valley Road, Center Valley, PA, 18034 We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
(610) 647-0100 963 miles Lender's profile and map Reviews The National Bank of Malvern 2 West King Street, Malvern, PA, 19355 The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.