USDA Vs. FHA your options comparison in American-Falls, Power County, ID
For the year 2025, within American-Falls, located in Power County, ID, the USDA loan threshold for a single-family house is set at $285,000. Conversely, the FHA threshold is marked at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the leading USDA versus FHA rates today. This will assist in identifying the requisite income, credit standing, reserves, and documentation needed for qualification. By employing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options concurrently, facilitating your choice of the most appropriate program in for your financial needs.
2025 Loan Limits and Down Payment Specifications in American-Falls, Power County, ID
Loan Type
Loan Threshold
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in American-Falls, ID
The purpose of Lendersa® is to connect you with the finest USDA or FHA loan options quickly and easily. You may start with one of the three pathways to find matching lenders and appropriate USDA loan choices.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended for rural areas only. FHA loans necessitate a minimum down payment of 3.5%, whereas USDA loans do not require any down payment at all.
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