USDA Vs. FHA Pro and Con comparison in Chubbuck, Bannock County, ID
As of 2025, the USDA loan ceiling in Chubbuck, within Bannock county of ID, stands at $356,300, compared to the FHA cap of $472,030 for a single-family residence.
With Lendersa®'s USDA loan calculator, comparing today's top USDA and FHA rates is straightforward. This tool aids in evaluating income, credit, reserve, and documentation prerequisites for qualification. Presenting USDA, FHA, Conforming, and VA loans in parallel, our advanced mortgage calculator facilitates determining the best program for your unique financial scenario in .
Loan ceilings and down payment specifics for Chubbuck, county of Bannock, ID in 2025
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Mortgage Selections in Chubbuck, ID
Lendersa® is committed to facilitating speedy and uncomplicated access to optimal USDA and FHA loans. Choose one of three methods to connect with compatible lenders and USDA loan schemes.
A USDA home loan, endorsed by the government Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. This option is exclusive to rural locales. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans eliminate the need for any down payment.
Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:
Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.
Offers a full line of fr
Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
2191 Defense Highway, Suite 300, Crofton, MD, 21114
Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
At My Mortgage, Inc., you will find an experienced team of professionals dedicated to making your mortgage transaction a remarkable experience. We pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. We believe in helping everyone fulfill their goals.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
