USDA Vs. FHA your options comparison in Chubbuck, Bannock County, ID
In 2025, USDA loan limit in Chubbuck, county of Bannock, ID is $356,300 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chubbuck, county of Bannock, ID
Loan Type
Loan Limit
Down payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Chubbuck, ID
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Faith Cooperative Federal Credit Union (FCFCU). We hope that this website is user friendly and informative. There is a lot more to FCFCU than what you will see on these pages but we hope this will give you a thorough introduction to the credit union so that once you leave you will know that “Serving Our Community.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
Northwoods Community Credit Union began as the Flambeau Paper Employees’ Credit Union in 1953. The Flambeau Paper Employees’ Credit Union, much like other credit unions all over the world, began with a simple idea: That people could achieve a better standard of living for themselves and others by combining their savings and making loans
Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
