USDA VS FHA in Chubbuck, Bannock County, ID

As of 2025, the USDA loan ceiling in Chubbuck, within Bannock county of ID, stands at $356,300, compared to the FHA cap of $472,030 for a single-family residence.

With Lendersa®'s USDA loan calculator, comparing today's top USDA and FHA rates is straightforward. This tool aids in evaluating income, credit, reserve, and documentation prerequisites for qualification. Presenting USDA, FHA, Conforming, and VA loans in parallel, our advanced mortgage calculator facilitates determining the best program for your unique financial scenario in .

Explore offers from a spectrum of 100 lenders

Loan ceilings and down payment specifics for Chubbuck, county of Bannock, ID in 2025

Loan Type Loan Limit Down Payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Mortgage Selections in Chubbuck, ID

Lendersa® is committed to facilitating speedy and uncomplicated access to optimal USDA and FHA loans. Choose one of three methods to connect with compatible lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ID

A USDA home loan, endorsed by the government Department of Agriculture, is identified as a USDA rural development loan or USDA mortgage. This option is exclusive to rural locales. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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