USDA VS FHA in Rupert, Minidoka County, ID

In 2025, USDA loan limit in Rupert, county of Minidoka, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rupert, county of Minidoka, ID

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Rupert, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
  • Mansfield Lending
  • 2920 West Manchester Boulevard, Inglewood, CA, 90305
  • "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
  • montgomery Financial servicess
  • 1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
  • "Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry. We want to help you either finance or refinace your dream home"
  • Ventura County Credit Union - Thousand Oaks
  • 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
  • Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
  • SkyView Mortgage
  • 1255 Casitas Vista Rd, Ventura, CA, 93001
  • SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • Castle Funding Corp
  • 2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
  • Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
  • Glick Mortgage Group
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
  • HMS Capital Funding
  • 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
  • At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
  • CSMC Mortgage
  • 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Conrad Kantor CK Financial
  • 1059 Twinfoot Ct, Westlake Village, CA, 91361
  • Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.
  • First Rate Financial Group
  • 3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
  • Our goal is to create a “Client for Life.”​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
  • Jeff Baum Loans
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve. After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.