USDA Loan Vs. FHA loan for Rupert, ID 2025

As of 2025, the USDA loan limit in Rupert, within Minidoka county of ID, is $356,300, whereas the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA competitive rates. This will help you determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to select the right program in that matches your financial needs.

Available USDA and FHA Loan Options in Rupert, ID

Lendersa® strives to quickly provide you with the best possible USDA or FHA loan without hassle. Choose from three different starting points that will connect you with lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Explanation of USDA Loans in ID

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them a very appealing option.

Get top 10
USDA LENDERS
customized to yout needes

(801) 390-3316 Lender's profile and map Reviews Augusta Mortgage, Inc. 5145 South Airport Road, Suite 300, Roy, UT, 84067 We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
(801) 773-4468 Lender's profile and map Reviews Day Financial Services, Inc. 3568 W 4800 S, Suite B, Roy, UT, 84067 Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
(801) 499-2500 Lender's profile and map Reviews Bob Kirkman Mortgage Lender 1448 N 2000 W, Suite 2, Clinton, UT, 84015 Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
(801) 663-4323 Lender's profile and map Reviews ATOMortgage, LLC 1857 N 1000 W, Suite 1, Clinton, UT, 84015 At ATOMortgage, we recognize each individual client is unique and will work hard to provide the best solution for your needs. It takes a detailed and organized professional to ensure a smooth transaction. ATOMortgage will guide you through the mortgage process and provide exceptional customer service by keeping you informed and updated.
(385) 258-3588 Lender's profile and map Reviews EconMortgage 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075 Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
(801) 668-1276 Lender's profile and map Reviews Advantage Mortgage Home Loans 2334 S. 600 W, Syracuse, UT, 84075 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
(801) 409-0090 Lender's profile and map Reviews Check City 1177 Patterson St, Ogden, UT, 84403 Check City was originally founded in 1986 by Richard Rawle along with his sons Tracy Rawle and Todd Rawle as a check cashing store. The first Check City store opened in Richmond, Virginia.and also Check City has grown into a nationwide company that provides many financial services along with check cashing.
(800) 355-3063 Lender's profile and map Reviews Transportation Alliance Bank, Inc. d/b/a TAB Bank 4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403 TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
(801) 392-4877 Lender's profile and map Reviews Education First Credit Union 1250 Country Hills Drive, Ogden, UT, 84403 Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
(801) 476-4242 Lender's profile and map Reviews USA Cash Services 1752 Combe Rd, Suite 1, Ogden, UT, 84403 We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
(801) 399-9728 Lender's profile and map Reviews Ascent Credit Union 4140 Harrison Blvd, Ogden, UT, 84403 We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
(801) 589-7788 Lender's profile and map Reviews Intercap Lending 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403 Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.