USDA Loan Vs. FHA loan pro & con Rupert, Minidoka County, ID

As of 2025, the USDA loan limit in Rupert, within Minidoka county of ID, is $356,300, whereas the FHA ceiling for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA competitive rates. This will help you determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to select the right program in that matches your financial needs.

Available USDA and FHA Loan Options in Rupert, ID

Lendersa® strives to quickly provide you with the best possible USDA or FHA loan without hassle. Choose from three different starting points that will connect you with lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Explanation of USDA Loans in ID

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them a very appealing option.

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(918) 584-1091 Lender's profile and map Reviews Money Service inc 801-A S. Detroit Ave, Tulsa, OK, 74120 There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
(918) 579-7998 Lender's profile and map Reviews Pearl District Federal Credit Union 1635 E 11th Street, Tulsa, OK, 74120 Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
(844) 825-5399 Lender's profile and map Reviews Vast Bank, National Association 110 N Elgin Ave, Tulsa, OK, 74120 Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
(918) 587-2461 Lender's profile and map Reviews Sharp Mortgage Corporation 1647 East Third Street, Tulsa, OK, 74120 Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
(651) 777-8365 Lender's profile and map Reviews Lake Elmo Bank 11465 39th Street N, Lake Elmo, MN, 55042 Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
(612) 750-2548 Lender's profile and map Reviews Impact Mortgage LLC 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042 Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
(918) 430-3500 Lender's profile and map Reviews Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 Lender's profile and map Reviews Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(507) 433-1829 Lender's profile and map Reviews Accentra Credit Union 400 Fourth Avenue NE, Austin, MN, 55912 Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
(507) 433-6580 Lender's profile and map Reviews "Austin City Employees Credit Union" 711 4th Avenue NE, Austin, MN, 55912 Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms
(507) 437-6360 Lender's profile and map Reviews Mower County Employees Credit Union 900 18th Avenue NW, Austin, MN, 55912 The Mower County Employees Credit Union was chartered in 1961 to benefit the employees of Mower County. When you become a member, you become an owner! As a cooperative, owned entirely by our members, earnings are returned to you in the form of better rates, fewer fees and exceptional service! We're an exclusive benefit for all Mower County.