USDA Loan Vs. FHA loan for Shelley, ID [ best of 2023]

In 2025, USDA loan limit in Shelley, county of Bingham, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Shelley, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 804-8568 730 miles Lender's profile and map Reviews Ryder Mortgage Group 41690 Ivy Street, Suite B, Murrieta, CA, 92562 At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
(888) 373-6684 730 miles Lender's profile and map Reviews Freedom Mortgage 41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562 Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients. For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
(951) 675-6866 730 miles Lender's profile and map Reviews Larry Locke Pro-Funders Inc 25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562 Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
(833) 515-5626 730 miles Lender's profile and map Reviews PATRIOT PACIFIC FINANCIAL CORP 38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562 Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
(714) 585-3230 730 miles Lender's profile and map Reviews Brandon Roberts Group 25240 Hancock Ave, Suite 300, Murrieta, CA, 92562 Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
(951) 609-1200 730 miles Lender's profile and map Reviews Bear Creek Mortgage Bear Creek Realty, Murrieta, CA, 92562 Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.
(888) 818-2141 730 miles Lender's profile and map Reviews Omni-Business Funding, Inc. 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562 Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(619) 669-5518 730 miles Lender's profile and map Reviews NexGen Mortgage 25096 Jefferson Ave, Murrieta, CA, 92562 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(951) 471-8833 730 miles Lender's profile and map Reviews CIB Funding 26413 Jefferson Ave, Murrieta, CA, 92562 CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.
(208) 755-9063 730 miles Lender's profile and map Reviews Omni-Fund Inc 26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562 Omni fund has been in operation for over 20 years. They choose to work with well versed and experienced mortgage loan officers across the country. This allows the client to experience low fees, quick turn times to close, and a superior loan officer experience. As your broker Bob services help you with the necessary financing.
(800) 895-1504 730 miles Lender's profile and map Reviews United Loan Center 41663 Date Street, Suite 201, Murrieta, CA, 92562 Mark D Woelky's vision was to create lasting relationships with each and everyone of our clients so that we may continue providing excellent service for many years to come. Unlike many of the corporate mortgage companies that are out there, all your information will be kept secure and private.