USDA Vs. FHA your options comparison in Shelley, Bingham County, ID
In 2025, the limit for USDA loans in Shelley, located in Bingham County, ID, is $356,300. At the same time, the FHA loan limit for a single-family residence is set at $472,030.
Use the Lendersa® USDA loan calculator to analyze and contrast today's most favorable USDA versus FHA rates. This tool helps assess the required income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, facilitating your decision on which program best suits your financial scenario in .
Loan limits and down payment parameters for 2025 in Shelley, Bingham County, ID
Loan Category
Maximum Loan
Required Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Choices in Shelley, ID
The aim of Lendersa® is to connect you to the most suitable USDA or FHA loans with ease and speed. You can begin by selecting one of these three pathways, each designed to pair you with matching lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is targeted at rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans are unique in that no down payment is required.
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
"Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.
Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
At Prada Mortgage Bankers, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
500 S Federal Hwy, Suite 1273, Hallandale, FL, 33008
AT PROFESSIONAL MORTGAGE & FINANCING SERVICES we can help you obtain the best Mortgage Loan for you finding the adequate Lender in compliance to your needs. We works with multiple carriers to help Clients finding them the best MORTGAGE LOAN.
Our staff of dedicated professionals will guide you through the entire process.
6245 N. Federal Hwy #422, Fort Lauderdale, FL, 33008
Mortgages R Us Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.We have relationships with many lenders.
1001 E. Hallandale Beach Blvd., Hallandale, FL, 33009
Desjardins Group was the first Quebec institution to open a branch in Florida when Desjardins Bank was founded in Hallandale Beach in 1992. It serves members of Desjardins caisses, individuals and businesses alike, all over Florida and the U.S. All Desjardins Bank documentation is in English but account holders have access to services in French.
1850 South Ocean Drive, Suite 1708, Hallandale, FL, 33009
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
