USDA Vs. FHA Pro and Con comparison in Bartonville, Peoria County, IL
In 2025, within Bartonville located in the county of Peoria, IL, the USDA loan limit is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to explore and assess today's top rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide the most suitable solution in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Bartonville, Peoria County, IL
Understanding the loan limits and down payment requirements for the current year is crucial for making informed financial decisions.
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Bartonville, IL
The mission of Lendersa® is to connect you with the best available USDA or FHA loan quickly and seamlessly. Choose one of three paths to match you with lenders and the USDA loan programs to meet your needs.
A USDA home loan, which is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, offering a significant advantage to qualifying borrowers. This means aspiring homeowners in rural locales can more easily access financing for their property purchases.
811 South Central Expressway, Suite 229, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2701 Custer Parkway, Suite 706, Richardson, TX, 75080
Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
1401 North Central Expressway, Suite 100, Richardson, TX, 75080
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
In 1953, 11 Texas Instruments employees pooled five dollars each and petitioned the Texas Banking Commission to establish an organization that would promote thrift and provide low-cost loans to TI employees. Soon after, a charter was granted by the State of Texas and Texins Credit Union was born.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
9823 Science Center Drive, Painted Post, NY, 14870
ServU Federal Credit Union is a full service financial alternative to a bank. As a member owned financial cooperative, credit unions are not-for-profit. They function to serve their membership. As a result, credit unions are able to pay back higher dividends on savings and charge lower interest on loans. Money that is made by the credit union
NWSB Bank, serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of six community banking offices located in Carroll County, MD. NWSB Bank, provides financial services to customers with 31 community banking offices and three loan offices serving the Pennsylvania counties.
ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.
Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
