In 2026, within Bartonville located in the county of Peoria, IL, the USDA loan limit is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to explore and assess today's top rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide the most suitable solution in
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Understanding the loan limits and down payment requirements for the current year is crucial for making informed financial decisions.
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to connect you with the best available USDA or FHA loan quickly and seamlessly. Choose one of three paths to match you with lenders and the USDA loan programs to meet your needs.
A USDA home loan, which is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, offering a significant advantage to qualifying borrowers. This means aspiring homeowners in rural locales can more easily access financing for their property purchases.
Enter your location to find out if it qualifies for USDA rural housing loan?
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