USDA Vs. FHA Pro and Con comparison in Pekin, Tazewell County, IL
For 2025, the USDA loan cap in Pekin, situated in the county of Tazewell, IL, stands at $336,500. The FHA loan limit for a single-family dwelling is at $472,030.
Employ the Lendersa® USDA loan calculator to scrutinize and weigh today's premier USDA versus FHA rates. Our advanced mortgage calculator aids in identifying the necessary income, credit rating, reserves, and documents needed for qualification. This tool lets you compare side by side USDA, FHA, Conforming, and VA programs, ensuring you choose the most suitable option for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Pekin, County of Tazewell, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pekin, IL
Lendersa® strives to secure for you the most favorable USDA or FHA loans efficiently and with ease. Select from one of three starting avenues to find and match with lenders and USDA loan offerings.
A USDA home loan, or USDA mortgage, guarantees by the Government Department of Agriculture and is exclusive to rural areas, known as USDA rural development loans. While FHA loans necessitate a 3.5% minimum down payment, the USDA mortgage bypasses the need for any down payment, thus offering a distinctive benefit.
Our mission at Jax Federal Credit Union is to promote financial wellness to our members and the community. A Jacksonville staple since 1935, we have helped our members with low rates, credit and debt counseling, planning for the future, and even youth money basics. We proudly dedicate ourselves to the credit union promise of people helping people.
121 Financial is a member-owned, not-for-profit credit union headquartered in Jacksonville, Florida. We offer a full range of financial services and pride ourselves on providing members with a high level of personalized service. We specialize in lending and are passionate about seeing our local businesses and community thrive.
1650 Margaret St, Suite 302, Jacksonville, FL, 32204
MedPro One provides services and products focused specifically to one audience, Medical Professionals.
We offer an online market place displaying tailored options of products and lenders to meet the personal and financial needs of our clients. This online market place is revolutionizing the approach
Pine Street/RPS, LLC is a full service commercial real estate firm located in North Florida. We offer sales, leasing, property management, consulting and development services to users of commercial real estate in Jacksonville and surrounding areas. Our Mission Statement is simple. To provide superior commercial real estate services.
Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
Elite Lending Service, Inc. is your local North Florida Mortgage Broker, owned and operated by Brad Bailey. Brad started in the mortgage business in 1997 and has since helped thousands of people obtain a loan for their home. With a background in wholesale mortgages, he has been exposed to nearly every obstacle to home ownership you can imagine.
301 West Bay St, Suite 1488, Jacksonville, FL, 32202
Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
