USDA Vs. FHA Pro and Con comparison in East-Peoria, Tazewell County, IL
During 2025, within East-Peoria, located in Tazewell county, IL, the USDA loan ceiling is $285,000, while the limit for FHA loans is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare leading USDA against FHA rates currently available and evaluate the income, credit score, reserves, and paperwork necessary to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans in parallel, assisting you in selecting the program that best suits your specific financial scenario in .
2025 Loan Limits and Down Payment Requirements in East-Peoria, Tazewell, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in East-Peoria, IL
Lendersa® strives to quickly find you an optimal USDA or FHA loan without hassle. Choose one of three entry points for connecting with lenders and USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan, available exclusively in rural communities. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA mortgages require no down payment.
The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
B-M S Federal Credit Union was chartered in 1954 as Squibb Local 438. Our name was changed twice in the ensuing years until 1990 when we officially became B-M S Federal Credit Union. The credit union grew slowly but steadily until 1990, at which time new management, new office locations, and many new services started to be introduced.
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
CommonCents is Crazy Good. Extraordinary. We are Not your typical credit union. We are Top notch. We are simply Sensible. CommonCents Credit Union is member-owned and was originally chartered as Goodyear Federal Credit Union on August 20, 1963. Our Vision is Most admired for passionately fulfilling financial dreams.
Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
GAF Linden Employees Federal Credit Union has been open since 1937. The credit union has assets totaling $6.03 Million and provides banking services to more than 500 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves chemical industry employees.
