USDA Vs. FHA Pro and Con comparison in Burr-Ridge, DuPage County, IL

In the year 2025, the limits for USDA loans in Burr-Ridge, located in the county of DuPage, IL are set at $0. For FHA loans, the limit for single-family homes is $379,500.

Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA best rates, while also determining the income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison, presenting USDA, FHA, Conforming, and VA options, ensuring that you select the most suitable mortgage program for your specific financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Burr-Ridge, DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Opportunities with USDA and FHA Loans in Burr-Ridge, IL

At Lendersa®, we strive to connect you with the best USDA or FHA loans efficiently and without complications. You can start with one of three options that lead to matched lenders and suitable USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's accessible only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northbrook Bank & Trust Company, National Association
  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers. Whether you are: a first time buyer etc.
  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • B2 Funding Corporation
  • 1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
  • B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
  • EON Mortgage Group
  • 950 Skokie Blvd Ste 204, Northbrook, IL, 60062
  • At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.
  • Barnett REI Finance
  • 450 Skokie Blvd., Bldg. 600, Northbrook, IL, 60062
  • Barnett Capital provides lines of credit for acquiring, renovating, and stabilizing single-family, multi-family, and mixed-use investment properties nationwide and in Canada. No points, no junk fees, no credit score requirement, and no interest charged. We typically fund 85% of your total project costs, including 100% of renovation costs.
  • Northview Bank & Trust
  • 245 Waukegan Rd, Winnetka, IL, 60093
  • Northview Bank & Trust, a Wintrust Community Bank, offers reliable and convenient banking solutions tailored to our customers, their needs, and our unique community. No matter your personal financial goal or small business banking need, we can help. But, we also go above and beyond basic financial solutions