USDA Loan Vs. FHA loan pro & con Darien, DuPage County, IL

In 2025, the USDA loan limit for Darien, located in the county of DuPage, IL, is $0, while the FHA cap is $472,030 for single-family homes.

To compare today's top USDA vs. FHA rates and to uncover the income, credit, reserves, and documentation required for qualification, use the Lendersa® USDA loan calculator. Our advanced mortgage tool enables you to contrast USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the most suitable program for your financial situation in Alabama.

USDA and FHA Loan Selections in Darien, IL

Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan without complications. You can choose from three initial steps to connect with lenders and discover USDA loan opportunities.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IL?

A USDA home loan is supported by the Department of Agriculture, also known by names like USDA rural development loan or USDA mortgage, and is specially available only in rural areas. FHA loans necessitate a 3.5% minimum down payment, whereas USDA loans do not require any down payment, making them a unique choice.

Get top 10
USDA LENDERS
customized to yout needes

(630) 369-7227 Lender's profile and map Reviews CIBM Bank 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563 full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
(630) 305-9207 Lender's profile and map Reviews Prosperity Co 1730 Park Street, Suite 200A, Naperville, IL, 60563 "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
(630) 561-8008 Lender's profile and map Reviews Top Performers Financial Services Inc 1300 Iroquois Avenue, Suite 275, Naperville, IL, 60563 Top Performers Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every mortgage company is different, and we offer a variety of products to meet your individual requirements. Our staff can provide a personable experience for your unique and individual situation.
(630) 717-3600 Lender's profile and map Reviews Professional Mortgage Solutions Inc 1776 Legacy Circle, Naperville, IL, 60563 Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
(630) 407-5270 Lender's profile and map Reviews DuPage County Employees Credit Union 421 N County Farm Road, Wheaton, IL, 60187 DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings
(630) 690-1800 Lender's profile and map Reviews Wheaton Bank & Trust Company, National Association 100 N. Wheaton Avenue, Wheaton, IL, 60187 Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(708) 345-3231 Lender's profile and map Reviews Northside L Federal Credit Union 1419 W Roosevelt Road, Broadview, IL, 60155 Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
(708) 343-0228 Lender's profile and map Reviews Access Credit Union 1807 W Cermak Road, Broadview, IL, 60155 Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(630) 782-1234 Lender's profile and map Reviews Community Bank of Elmhurst 330 West Butterfield Road, Elmhurst, IL, 60126 The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
(630) 247-7235 Lender's profile and map Reviews USA Mortgage Corporation 101 North Addison Street, Suite 202, Elmhurst, IL, 60126 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
866 835 6520 Lender's profile and map Reviews Stonehaven Mortgage 194 N York St, Ste 100, Elmhurst, IL, 60126 Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
(630) 681-1010 Lender's profile and map Reviews American Fidelity Mortgage Services, Inc 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.