USDA Loan Vs. FHA loan for Darien, IL 2025

In 2025, the USDA loan limit for Darien, located in the county of DuPage, IL, is $0, while the FHA cap is $472,030 for single-family homes.

To compare today's top USDA vs. FHA rates and to uncover the income, credit, reserves, and documentation required for qualification, use the Lendersa® USDA loan calculator. Our advanced mortgage tool enables you to contrast USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the most suitable program for your financial situation in Alabama.

USDA and FHA Loan Selections in Darien, IL

Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan without complications. You can choose from three initial steps to connect with lenders and discover USDA loan opportunities.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IL?

A USDA home loan is supported by the Department of Agriculture, also known by names like USDA rural development loan or USDA mortgage, and is specially available only in rural areas. FHA loans necessitate a 3.5% minimum down payment, whereas USDA loans do not require any down payment, making them a unique choice.

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(337) 334-3191 Lender's profile and map Reviews Rayne State Bank & Trust Company 200 South Adams Avenue, Rayne, LA, 70578 All banks claim to be the best dwelling for your money. When you are looking for the best place to bank, know that at Rayne State Bank customer service is priority #1 , we guarantee it. It is our hope that at Rayne State Bank you will get a clear indication of what we stand for: integrity, excellence and professionalism.
(337) 393-2495 Lender's profile and map Reviews People's Credit Union 904 E Texas Avenue, Rayne, LA, 70578 Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(337) 334-7535 Lender's profile and map Reviews Rayne Building & Loan Association 200 North Adams Avenue, Rayne, LA, 70578 Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
(866) 604-2006 Lender's profile and map Reviews Investar Bank 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503 Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
(337) 344-5441 Lender's profile and map Reviews US CapitalGroup Mortgage LLC 3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503 US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
(337) 769-3352 Lender's profile and map Reviews Woods Mortgage and Financial Services LLC 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503 Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
(337) 264-9990 Lender's profile and map Reviews Universal Lending Services Inc 5750 Johnston Street, Suite 102, Lafayette, LA, 70503 Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
(337) 235-9035 Lender's profile and map Reviews Prestige Mortgage of Louisiana LLC 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503 Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(337) 356-7774 Lender's profile and map Reviews Executive Mortgage, llc. 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503 Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
(855) 821-4339 Lender's profile and map Reviews FAMILY FIRST MORTGAGE 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(337) 258-3252 Lender's profile and map Reviews InterTrust Mortgage, L.L.C. 1027 Harding Street, Lafayette, LA, 70503 InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
(504) 394-5574 Lender's profile and map Reviews NAS JRB Credit Union 400 Russell Avenue, Building 509, New Orleans, LA, 70143 NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.