USDA Loan Vs. FHA loan pro & con Clarendon-Hills, DuPage County, IL

As of 2026, the USDA loan limit in Clarendon-Hills, located in DuPage, IL, is set at $0. The FHA limit for a single-family home, however, is $379,500.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

Exploring USDA and FHA Loan Options in Clarendon-Hills, IL

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.

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What is a USDA Loan in IL?

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(262) 308-6484 Lender's profile and map Reviews Lakefront Capital LLC 4623 75th S, Suite 4-164, Kenosha, WI, 53142 Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
(262) 657-7733 Lender's profile and map Reviews Gateway Mortgage Corporation 6501 Green Bay Road, Kenosha, WI, 53142 In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
(815) 426-2156 Lender's profile and map Reviews State Bank of Herscher 10 Tobey Drive, Herscher, IL, 60941 The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
(815) 943-6500 Lender's profile and map Reviews Harvard Community Credit Union 1200 S Division Street, Harvard, IL, 60033 We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
(815) 943-4400 Lender's profile and map Reviews The Harvard State Bank 35 N. Ayer Street, Harvard, IL, 60033 The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
(815) 427-8154 Lender's profile and map Reviews National Bank of St. Anne 158 W Station Street, Saint Anne, IL, 60964 National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
(219) 531-9675 Lender's profile and map Reviews Hamstra Mortgage Professionals Inc 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383 Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
(219) 548-2255 Lender's profile and map Reviews Integrity Mortgage & Financial Services, Inc. 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383 We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
(815) 434-8475 Lender's profile and map Reviews Ottawa Hiway Credit Union 700 East Norris Drive, Ottawa, IL, 61350 Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
(815) 433-1496 Lender's profile and map Reviews Financial Plus Credit Union - Illinois 800 Chestnut Street, Ottawa, IL, 61350 Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.