USDA Vs. FHA your options comparison in Clarendon-Hills, DuPage County, IL

As of 2025, the USDA loan limit in Clarendon-Hills, located in DuPage, IL, is set at $0. The FHA limit for a single-family home, however, is $379,500.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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2025 Loan Limits & Downpayment Requirements in Clarendon-Hills, DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Clarendon-Hills, IL

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request matching results

What is a USDA Loan in IL?

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Farmers State Bank of Western Illinois
  • 124 West D Street, Alpha, IL, 61413
  • The Farmers State Bank of Western Illinois has been a financial partner with area communities since its original charter as the Farmers State Bank of Alpha on January 22, 1910 We are committed to helping customers achieve financial success through the delivery of quality products and superior customer service
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
  • Muskegon Co-Op Federal Credit Union
  • 715 Terrace Street, Suite 101, Muskegon, MI, 49440
  • Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
  • West Michigan Postal Service FCU
  • 800 1st Street, Room 212, Muskegon, MI, 49440
  • West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
  • Moline Municipal Credit Union
  • 1618 15th Street, Moline, IL, 61265
  • Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • KONE Employees Credit Union
  • 4502 27th Street, Suite K, Moline, IL, 61265
  • Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent
  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.
  • Illinois Lending
  • PO Box 524, Moline, IL, 61265
  • At Illinois Lending, our goal is to offer you an affordable and flexible loan when you need it the most. We understand there are moments in life where you may need quick cash to give you more financial flexibility – it could be for medical costs, rent, home repairs, a large purchase.