In 2025, the USDA loan limit for a single-family home in Chatham, Sangamon county, IL is established at $336,500. Meanwhile, the FHA loan cap is $472,030.
To effectively compare today's USDA versus FHA best rates, utilize the Lendersa® USDA loan calculator. It helps determine the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the most suitable program in for your specific financial situation.
2025 Loan Limits and Downpayment Details in Chatham, Sangamon county, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Chatham, IL
The aim of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan, minimizing hassle. Begin your journey by selecting one of three initial pathways that lead to lenders who offer USDA loan programs.
The USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is designated for rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires none, making it an accessible option for eligible applicants.
ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
MAMTA Federal Credit Union has been open since 1938. The credit union has assets totaling $12.74 Million and provides banking services to more than 1, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.
777 Westchester Avenue, Suite 101, White Plains, NY, 10604
360 Capital Funding is a privately held direct lender whose principals have over 30 years of experience in real estate lending and investing. Our firm provides acquisition, refinancing, rehab and development loans for ALL property types. We offer quick decisions and flexible terms to meet your financing needs.
707 Westchester Avenue, Suite 209, White Plains, NY, 10604
Solution One Capital Corp. Helping to bring people and homes together! Our goal as experienced mortgage brokers is to explore the many financial options available to you, and to work together to find the best one. Whether you are buying your first home, second home or refinancing your current mortgage
707 Westchester Avenue, Suite 305, White Plains, NY, 10604
We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.
Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
