USDA Loan Vs. FHA loan pro & con for Chatham, Sangamon County, IL

In 2025, USDA loan limit in Chatham, county of Sangamon, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chatham, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(214) 305-6955 617 miles Lender's profile and map Reviews UPTOWN FUNDING, LLC 5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039 Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
972 573 1224 617 miles Lender's profile and map Reviews Sherman Bridge 5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039 Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
(434) 817-8621 617 miles Lender's profile and map Reviews Virginia National Bank 222 E Main Sstreet, Charlottesville, VA, 22902 Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
(434) 325-7229 617 miles Lender's profile and map Reviews All Credits Mortgage 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902 All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
(214) 887-4213 617 miles Lender's profile and map Reviews Resource One Credit Union PO Box 660077, Dallas, TX, 75266 Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today. Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
(855) 282-6353 617 miles Lender's profile and map Reviews Best Egg Personal Loans PO Box 207865, Dallas, TX, 75320 Marlette Funding, through the consumer brand Best Egg, is a financial technology provider on a mission to find better ways to make money accessible to allow people to enjoy life. The team mixes decades of banking experience with deep customer knowledge and smart technology to deliver digital products, services.
(214) 987-9999 617 miles Lender's profile and map Reviews AKIN MORTGAGE, LLC PO Box 601356, Dallas, TX, 75360 Stephan has worked in the real estate industry for 30 years.First as a Realtor, then as a home builder & for the past 20 years as a mortgage banker.Prior to becoming a mortgage banker, he was the vice president of marketing & architecture for one of the nations top 10 home builders during which time he won national awards for his marketing efforts.
(972) 299-3661 618 miles Lender's profile and map Reviews Mortgage On A Mission 701 Commerce Street, Suite 609, Dallas, TX, 75202 Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
(469) 351-1081 618 miles Lender's profile and map Reviews The Good Buy Mortgage Company 200 William Allen Lane, Decatur, TX, 76234 We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.