USDA Vs. FHA your options comparison in Rochester, Sangamon County, IL
In 2025, the loan limit for a USDA loan in Rochester, located in Sangamon county, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing income, credit, reserves, and the necessary documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Rochester, Sangamon County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rochester, IL
Lendersa® aims to secure you the ideal USDA or FHA loan quickly and smoothly. Choose one of three starting points that will lead you to compatible lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans require a minimum of 3.5% down payment, USDA loans do not require any down payment.
New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
1586 US Highway 90 West, Defuniak Springs, FL, 32433
Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members.
If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3501 Western Center Boulevard, Fort Worth, TX, 76137
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
