In 2026, the USDA loan limit for Auburn, which is located in the county of Sangamon, IL, is set at $336,500. In contrast, for a single-family home, the FHA limit is established at $472,030.
Access the Lendersa® USDA loan calculator for a comprehensive comparison of today's most competitive USDA versus FHA rates. This will help you determine not only the income needed but also the credit requirements, reserves, and documents necessary for your qualification. Our advanced mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loan options, which assists in deciding the best program available in tailored to your financial situation.
2026 Loan Limits and Downpayment Requirements for Auburn, in Sangamon County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Auburn, IL
The primary aim of Lendersa® is to secure for you the most suitable USDA or FHA loan swiftly and with utmost convenience. You have the option to select from one of three initial pathways that ensure you match with the best lenders and USDA loan programs available.
The USDA home loan, guaranteed by the governmental Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It's primarily available for rural regions only. Unlike the FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.
Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products
We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you.
Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
1201 Orlando Ave, Suite 100, Winter Park, FL, 32789
We are dedicated to building long-term customer relationships while serving Central Florida’s businesses, professionals and residents. Our experienced staff is trained to provide expert customer service and to make prompt and informed banking decisions. Commerce Bank & Trust, a locally owned community bank.
941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
