In 2025, the USDA loan limit for Auburn, which is located in the county of Sangamon, IL, is set at $336,500. In contrast, for a single-family home, the FHA limit is established at $472,030.
Access the Lendersa® USDA loan calculator for a comprehensive comparison of today's most competitive USDA versus FHA rates. This will help you determine not only the income needed but also the credit requirements, reserves, and documents necessary for your qualification. Our advanced mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loan options, which assists in deciding the best program available in tailored to your financial situation.
2025 Loan Limits and Downpayment Requirements for Auburn, in Sangamon County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Auburn, IL
The primary aim of Lendersa® is to secure for you the most suitable USDA or FHA loan swiftly and with utmost convenience. You have the option to select from one of three initial pathways that ensure you match with the best lenders and USDA loan programs available.
The USDA home loan, guaranteed by the governmental Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It's primarily available for rural regions only. Unlike the FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment at all.
2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
"Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.
In fact, every borrower is different"
2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
