For the year 2026, the USDA loan limit in Crete, within Will county of IL, is $336,500. In contrast, the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps to determine the needed income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loans quickly and easily. Initiate with any of the three starting points that lead to matching lenders and USDA programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Contrary to FHA loans requiring at least 3.5% down payment, USDA loans do not need any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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