USDA and FHA Pro and Con in Crete, Will County, IL
For the year 2025, the USDA loan limit in Crete, within Will county of IL, is $336,500. In contrast, the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps to determine the needed income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Crete, Will County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Crete, IL
Lendersa® aims to provide you with the best USDA or FHA loans quickly and easily. Initiate with any of the three starting points that lead to matching lenders and USDA programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available only in rural areas. Contrary to FHA loans requiring at least 3.5% down payment, USDA loans do not need any down payment.
Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve
A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are pleased to offer the best possible rates with the best possible service. Patriot is one of the premier FHA lenders in the state of Wisconsin. Our FHA and VA lending experience is unsurpassed! In the mortgage industry today, there are tough guidelines and many restrictions which can make finding a mortgage difficult.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.
Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.
In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.