As of 2025, the USDA loan limit in Steger, Cook, IL stands at $0, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is an excellent tool for comparing today's USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your unique financial needs.
2025 Loan Limits & Downpayment Guidelines in Steger, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Steger, IL
The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and without any hassle. Choose one of three paths to connect with matching lenders and appropriate USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans require no down payment.
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We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home.
We combine old fashioned values with current technology to give you the service you deserve"
Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area.
The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
