USDA Vs. FHA Pro and Con comparison in South-Chicago-Heights, Cook County, IL
In 2025, the USDA loan limit for South-Chicago-Heights, situated within Cook County, IL, amounts to $0. Meanwhile, the FHA limit for a single-family home is $379,500.
Use the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today, assessing the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you select which program in best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in South-Chicago-Heights, Cook County, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in South-Chicago-Heights, IL
Lendersa® aims to promptly secure for you the optimal USDA or FHA loan, making the process effortless. Start with any of the three options to connect you with matching lenders and USDA loan programs.
A USDA home loan, assured by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is intended for rural areas exclusively. Distinct from FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, making them a valuable option for qualifying rural buyers.
260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Boulevard, Key Biscayne, FL, 33149
London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
9700 South Dixie Highway, Suite 710, Miami, FL, 33156
Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
