USDA VS FHA in South-Chicago-Heights, Cook County, IL

In 2024, USDA loan limit in South-Chicago-Heights, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in South-Chicago-Heights, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in South-Chicago-Heights, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Neighborhood Community Federal Credit Union
  • 4848 South 120th Street, Omaha, NE, 68137
  • Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
  • Patriot Bank
  • 9105 Barret Road, Millington, TN, 38053
  • Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Patriot Bank Mortgage
  • 9105 Barret Rd, Millington, TN, 38053
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
  • Vanderbilt Mortgage and Finance, Inc.
  • 500 Alcoa Trail, Maryville, TN, 37804
  • Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.