USDA Vs. FHA Pro and Con comparison in Washington, Tazewell County, IL

For 2026, the USDA loan limit in Washington, within Tazewell county, IL, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today, determining required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Washington, Tazewell, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Washington, IL

The aim of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without obstacles. Start with one of three paths that lead to matching lenders and USDA loan solutions.

Lendersa USDA loan request match results

Understanding USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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