USDA and FHA Pro and Con in Peoria-Heights, Peoria County, IL
In 2025, the USDA loan limit in Peoria-Heights, county of Peoria, IL, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Peoria-Heights, County of Peoria, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Peoria-Heights, IL
Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without trouble. Choose one of the three starting paths to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, providing significant benefits to eligible borrowers.
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11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
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3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
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2980 E Northern Ave, Building C, Phoenix, AZ, 85028
summit Lending Solution is to become a nationwide lender serving all 50 states within the next ten years. We hope that you will put our experience and expertise to the test! Please visit our website, check our reviews, visit us on social media or give us a call when you are ready to buy a home or refinance
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11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
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