USDA Vs. FHA your options comparison in Peoria-Heights, Peoria County, IL
In 2025, the USDA loan limit in Peoria-Heights, county of Peoria, IL, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Peoria-Heights, County of Peoria, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Peoria-Heights, IL
Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without trouble. Choose one of the three starting paths to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, providing significant benefits to eligible borrowers.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
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2701 N. Dallas Parkway, Suite 180, Plano, TX, 75093
Frisco Mortgage Guy because he is an integral member of the Frisco community where he lives and works. As a father of four, Geoffrey understands that for most people, their homes are not only their biggest financial investment but also the most important place to shelter and nurture their families.
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2805 N Dallas Parkway, Suite 120, Plano, TX, 75093
BHome Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions.
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Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
