USDA Vs. FHA your options comparison in Flora, Clay County, IL
As of 2025, the USDA loan ceiling in Flora, located in Clay county, IL, is set at $336,500, while the FHA loan cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA against FHA rates, determining the income, credit level, reserves, and paperwork required for eligibility. Compare USDA, FHA, Conforming, and VA options side by side with our advanced mortgage calculator to identify the best choice for your financial circumstance in .
Loan limits and down payment prerequisites for 2025 in Flora, Clay county, IL
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Flora, IL
The aim at Lendersa® is to secure a USDA or FHA loan for you rapidly and without difficulty. Choose from three different options to find matching lenders and available USDA loan programs.
A USDA home loan is one guaranteed by the United States Department of Agriculture, often called the USDA rural development loan or USDA mortgage, and is specific to rural areas. In contrast to FHA loans which require a minimum 3.5% down payment, USDA loans have no such requirement.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164.
The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
