In 2025, the USDA loan limit for Gurnee, in the county of Lake, IL, is set at $0. For a single-family house, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rates, and evaluate the required income, credit score, reserves, and paperwork for eligibility. With our advanced mortgage calculator, you can see comparisons between USDA, FHA, Conforming, and VA programs, allowing a decision on the best plan for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Gurnee, Lake, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Gurnee, IL
Lendersa® aims to connect you promptly to the best possible USDA or FHA loans without difficulty. Choose from three starting routes to link with lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.
The team here at Community Valley Bank strives to provide the best service possible to our customers. Come visit with one of our team members to see if we can provide your needs for you! At Community Valley Bank, we understand the personal nature of your financial decisions. We offer a complete menu of deposit, lending, and investment products.
Floyd D. Walker a.k.a. ""WALKER"" CEO/President
Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
395 Broadway Avenue, Suite 5, El Centro, CA, 92243
IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.