USDA and FHA Pro and Con in Hainesville, Lake County, IL
In 2025, the USDA loan limit set in Hainesville, within Lake county, IL, is $0. The FHA limit for a single-family residence is $472,030.
Using the Lendersa® USDA loan calculator, compare today's leading USDA and FHA rates and assess the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in to suit your financial needs.
2025 Loan Limits and Down Payment Requirements in Hainesville, Lake County, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hainesville, IL
Lendersa® aims to quickly find you the ideal USDA or FHA loan with ease. Select one of three starting points to connect with matching lenders and USDA programs.
A USDA home loan, often termed as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and available only in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require none.
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
2583 Blue Grass Valley Road, Blue Grass, VA, 24413
With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.
We take pride in providing our customers with a level of sincerity and service unlike any other.
First American will be a leading financial services company in Northeast Mississippi, known for its dedication to quality, strength and integrity. We will be the financial services provider of choice and the employer of choice for performance-oriented associates in each community we serve.
Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
