During 2026, the USDA loan limit in Round-Lake-Beach, located in Lake County, IL, stands at $0, compared to the FHA limit of $379,500 for single-family homes.
By using the Lendersa® USDA loan calculator, you can evaluate the best current rates between USDA and FHA options. Determine the necessary income, credit score, reserves, and documentation to qualify. Our innovative mortgage calculator permits a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your specific financial circumstances in .
2026 Loan Limits and Down Payment Details in Round-Lake-Beach, Lake County, IL
Type of Loan
Maximum Loan
Required Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Round-Lake-Beach, IL
Lendersa® strives to secure you the best possible USDA or FHA loan quickly and with minimal hassle. Begin by choosing one of three pathways that link you to lenders and comprehensive USDA loan programs.
The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan. Exclusively available for rural locales, this loan does not require a down payment, unlike FHA loans that necessitate at least 3.5% down. This offers an attractive option for those qualifying in designated rural areas.
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
Libertyville Bank & Trust Company, National Association
507 N. Milwaukee Ave., Libertyville, IL, 60048
Lends in Illinois
Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
Lends in Illinois
Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
