USDA Loan Vs. FHA loan for Long-Lake, IL [Lake County ]

In 2025, the USDA loan limit for Long-Lake in the county of Lake, IL, is $0, while the FHA limit for a single-family home is $379,500.

Use the Lendersa® USDA loan calculator to compare the latest USDA versus FHA rates and assess the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, the USDA, FHA, Conforming, and VA options are shown side by side to help you decide which program in best suits your financial circumstances.

USDA and FHA Loan Options in Long-Lake, IL

The objective of Lendersa® is to quickly find you the best-fit USDA or FHA loan without the hassle. Choose one of three starting options to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available in rural areas only. FHA loans require a minimum 3.5% down payment, whereas USDA loans have no down payment requirement.

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(877) 885-6267 Lender's profile and map Reviews Loan Direct LLC 245 Fischer Ave, Suite A5, Costa Mesa, CA, 92626 Loan Direct LLC mission is to serve our clients with the upmost honesty, integrity and competency. Our goal is to provide home loans, personal loans, and business loans to our clients while providing them with the most lending options for their particular situation. Furthermore, we pledge to help borrowers overcome roadblocks.
(714) 694-4988 Lender's profile and map Reviews Loan Frenzy Corporation 1503 S Coast Drive, Suite 211, Costa Mesa, CA, 92626 Loan Frenzy Corporation Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 587-5554 Lender's profile and map Reviews Nation Home Loans 2285 Avalon Street, Costa Mesa, CA, 92626 Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.
(714) 557-7722 Lender's profile and map Reviews Sterling Financial Inc. 949 South Coast Drive, Suite 570, Costa Mesa, CA, 92626 Sterling Financial, Inc. is a residential mortgage lender located in Orange County, California. The foundation of the company is built upon the idea that every individual client’s mortgage transaction deserves our absolute attention and dedication. Our company’s mission is to help every client achieve their home loan goals
(714) 496-9619 Lender's profile and map Reviews OC Mortgage Solutions Inc. 600 Anton Blvd, Suite 1100, Costa Mesa, CA, 92626 OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
(800) 708-5626 Lender's profile and map Reviews United American Mortgage 3198-F Airport Loop Drive, Costa Mesa, CA, 92626 We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
(714) 444-0114 Lender's profile and map Reviews Trojan Financial Solutions 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626 "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve. Today's technology is providing a more productive environment to work in."
(310) 709-8283 Lender's profile and map Reviews Sky Minor Real Estate 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041 "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
(949) 236-6600 Lender's profile and map Reviews JCAP 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626 Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
949.999.2090 Lender's profile and map Reviews DH Leffridge & Company 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626 Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
(619) 264-5611 Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.