USDA Loan Vs. FHA loan for Long-Lake, IL 2026

In 2026, the USDA loan limit for Long-Lake in the county of Lake, IL, is $0, while the FHA limit for a single-family home is $379,500.

Use the Lendersa® USDA loan calculator to compare the latest USDA versus FHA rates and assess the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, the USDA, FHA, Conforming, and VA options are shown side by side to help you decide which program in best suits your financial circumstances.

USDA and FHA Loan Options in Long-Lake, IL

The objective of Lendersa® is to quickly find you the best-fit USDA or FHA loan without the hassle. Choose one of three starting options to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available in rural areas only. FHA loans require a minimum 3.5% down payment, whereas USDA loans have no down payment requirement.

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(800) 559-0602 Lender's profile and map Reviews Mortgage Grader 23807 Aliso Creek Road, Suite 210, Laguna Niguel, CA, 92677 Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers
(844) 427-3863 Lender's profile and map Reviews Purpose Funding Inc. 27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677 Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
(949) 248-8409 Lender's profile and map Reviews Hayward Capital, Inc. 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677 Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
(949) 633-2919 Lender's profile and map Reviews True Point Lending 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677 If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 630-9651 Lender's profile and map Reviews JDR Mortgage 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677 Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
818-823-1463 Lender's profile and map Reviews MAV Mortgage 755 North Peach Ave Suite H5, Clovis, CA, 93611 At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.
559-298-0180 Lender's profile and map Reviews Universal Lending & Real Estate 1522 Shaw Ave, Clovis, CA, 93611 Our expertise and professionalism are ready,willing & able to accomplish your goal: a no-hassle, up-front loan package for your home at the most competitive rates available anywhere.The above navigation menu bar provides you with an array of choices.We trust you will enjoy the ease & simplicity of our web site's valuable resources in assisting you.
949 698 2840 Lender's profile and map Reviews Private Loan Management 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677 Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
(619) 789-4400 Lender's profile and map Reviews Neighborhood National Bank 3511 National Ave, San Diego, CA, 92113 Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
(619) 728-7620 Lender's profile and map Reviews Military Home Spot Lending 3280 Main St, Suite 7C, San Diego, CA, 92113 Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
(253) 722-5212 Lender's profile and map Reviews Community 1st Credit Union WA 955 Ross Loop, Suite 100, Dupont, WA, 98327 At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.