FHA Vs. USDA loan program for Kankakee, Kankakee County, Illinois

In 2025, USDA loan limit in Kankakee, county of Kankakee, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kankakee, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 719-5750 531 miles Lender's profile and map Reviews CommerceOne Bank 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209 CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.
(205) 944-1192 531 miles Lender's profile and map Reviews 1st Resource CU 47 West Oxmoor Rd, Birmingham, AL, 35209 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, security testing, and secured files and buildings. WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM 1ST RESOURCE CREDIT UNION.
(866) 317-0810 531 miles Lender's profile and map Reviews ServisFirst Bank 2500 Woodcrest Place, Birmingham, AL, 35209 ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
(205) 777-3067 531 miles Lender's profile and map Reviews Today's Financing 85 Bagby Drive, Suite 337, Birmingham, AL, 35209 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(205) 870-7333 531 miles Lender's profile and map Reviews HAMILTON MORTGAGE CORPORATION 2850 19th Street South, Suite 300, Birmingham, AL, 35209 "We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area. We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
(800) 981-5474 531 miles Lender's profile and map Reviews Kish Bank 4255 East Main Street, Belleville, PA, 17004 At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
(205) 322-6654 531 miles Lender's profile and map Reviews Sixth Avenue Baptist Federal Credit Union 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211 Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
(205) 326-3852 531 miles Lender's profile and map Reviews New Pilgrim Federal Credit Union 641 Goldwire Way SW, Birmingham, AL, 35211 New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
(205) 226-3900 531 miles Lender's profile and map Reviews ECO Credit Union 105 Frankfurt Cir, Birmingham, AL, 35211 eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
(205) 375-6261 531 miles Lender's profile and map Reviews West Alabama Bank 509 1st Avenue West, Reform, AL, 35481 Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
(479) 784-5600 532 miles Lender's profile and map Reviews River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.