USDA Vs. FHA your options comparison in Kankakee, Kankakee County, IL

For 2025, the USDA loan limit in Kankakee, located in Kankakee county, IL amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the current USDA and FHA rates, assessing the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options to help determine which program best suits your financial situation in .

Compare loan offers from 100 different lenders

Loan limits and down payment details for 2025 in Kankakee, Kankakee county, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kankakee, IL

The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three initial approaches that connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan, is available exclusively for rural areas. In contrast to FHA loans that demand a minimum of 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Your Better Loan LLC
  • 5134 East 119th Way, Thornton, CO, 80233
  • Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
  • 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Lockstep Mortgage LLC
  • 12412 York Street, Thornton, CO, 80241
  • Lockstep, our team of Mortgage Brokers are creative experts ready to help you navigate the mortgage process smoothly. With all the worries that come with buying or refinancing a home, we have the experience, knowledge, and flexibility to get you to the finish line without any road bumps
  • Wicker Park Mortgage LTD
  • 8175 East 39th Avenue, Denver, CO, 80207
  • Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
  • Bestrates Mortgage
  • 2081 E 129th Drive, Thornton, CO, 80241
  • At BestRates Mortgage, where we specialize in residential mortgages. At BestRates Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • North Metro Mortgage Inc
  • 12500 First St, Suite 3, Thornton, CO, 80241
  • North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
  • Noble Home Mortgage LLC
  • 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.