USDA Vs. FHA your options comparison in Lake-Zurich, Lake County, IL

In the year 2025, the USDA loan limit for Lake-Zurich, within the county of Lake, IL, is $0. Meanwhile, for a single-family home, the FHA limit is $379,500.

Lendersa® USDA loan calculator is your tool to compare today's top USDA vs. FHA rates and assess the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lake-Zurich, Lake, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lake-Zurich, IL

Lendersa® is dedicated to securing the best USDA or FHA loans swiftly and without hassle. You can choose one of three starting methods to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in IL

The USDA home loan is supported by the government, via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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