FHA Vs. USDA loan program for Long-Grove, Lake County, Illinois

In 2025, USDA loan limit in Long-Grove, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Long-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 504-4256 124 miles Lender's profile and map Reviews Grand Rapids Mortgage, LLC 4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418 Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership. ‍ Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
(260) 338-2561 124 miles Lender's profile and map Reviews VSI Home Lending 151 44th St, Grandville, MI, 49418 VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
(616) 855-6678 124 miles Lender's profile and map Reviews Elevation Mortgage LLC 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418 At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(616) 667-9000 124 miles Lender's profile and map Reviews Polaris Home Funding Corporation 151 44th Street SW, Grandville, MI, 49418 Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
(765) 869-5513 125 miles Lender's profile and map Reviews The Farmers and Merchants Bank 302 South Old Us Highway 41, Boswell, IN, 47921 Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
(309) 433-3408 125 miles Lender's profile and map Reviews NCEFCU 100 East Phoenix Avenue, Normal, IL, 61761 Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
(309) 451-8400 125 miles Lender's profile and map Reviews Illinois State Credit Union 1309 S. Center Street, Normal, IL, 61761 Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
(269) 349-0100 125 miles Lender's profile and map Reviews First National Bank of Michigan 348 W. Michigan Ave., Kalamazoo, MI, 49007 First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
(800) 858-1633 126 miles Lender's profile and map Reviews AAC Credit Union 177 Wilson Avenue NW, Grand Rapids, MI, 49534 AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
(309) 965-2221 127 miles Lender's profile and map Reviews Goodfield State Bank 201 S. Eureka Street, Goodfield, IL, 61742 In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915. Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
(269) 459-1777 127 miles Lender's profile and map Reviews Community Promise Federal Credit Union 1313 Portage Street, Kalamazoo, MI, 49001 We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
(269) 382-7800 127 miles Lender's profile and map Reviews Kalsee Credit Union 2501 Millcork St., Kalamazoo, MI, 49001 Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.