During 2026, the USDA loan limit for Long-Grove in the county of Lake, IL, is set at $0. Meanwhile, the FHA loan limit for a single-family home is $379,500.
Employ the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates. This tool enables you to determine the income, credit, reserves, and required documents necessary for qualification. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, guiding you to decide the most fitting program in
Review loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure you the best possible USDA or FHA loan efficiently and without hassle. Choose from three initial points to connect with lenders that match and USDA loan programs tailored to your needs.
The USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment, offering a distinct advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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