USDA and FHA Pro and Con in LaSalle, LaSalle County, IL

In 2024, USDA loan limit in LaSalle, county of LaSalle, IL is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in LaSalle, county of LaSalle, IL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in LaSalle, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fifth District Savings Bank
  • 4000 General Degaulle Dr, New Orleans, LA, 70114
  • Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
  • PHI Federal Credit Union
  • 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
  • In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
  • Approved Mortgage, LLC
  • 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
  • We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Approved mortgage
  • 850 Kaliste Saloom Rd, Lafayette, LA, 70508
  • "Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have. Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"