USDA VS FHA in LaSalle, LaSalle County, IL

In 2025, USDA loan limit in LaSalle, county of LaSalle, IL is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in LaSalle, county of LaSalle, IL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in LaSalle, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alamo Finance
  • 3114 Seymour Hwy, Wichita Falls, TX, 76301
  • At Alamo Finance we know what it’s like to need help from time to time. We appreciate the hardworking Texans that built this great state and country. That’s why we believe so firmly in the installment loan. When good people have an unexpected emergency, they shouldn’t have to fall into the trap of Payday lenders. That’s why we’re here.
  • Texas Brand Bank
  • 4161 McKinney Ave, Suite 101, Dallas, TX, 75204
  • As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
  • Baylor Health Care System Credit Union
  • 4005 Crutcher Street, Suite 130, Dallas, TX, 75246
  • Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
  • Southwest Airlines Federal Credit Union
  • 2430 Shorecrest Drive, Dallas, TX, 75235
  • Southwest Airlines Federal Credit Union is a financial institution formed in 1975 to serve the financial needs of employees of Southwest Airlines. Over the years we have added more than 150 Select Employee Groups (SEGs) to the list of companies whose employees we serve. Adding Southwest Airlines Federal Credit Union .
  • RelyOn Credit Union
  • 8989 Harry Hines Boulevard, Dallas, TX, 75235
  • The Credit Union was chartered in 1952 in Texarkana, Texas. We were originally organized to serve only the employees and families of the East Texas Motor Freight System. Over the years, we’ve changed our name but we’ve always had the same mission, to improve the financial life of each member while offering affordable, quality service you can rely o
  • Rock Hill Financial LLC
  • 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
  • In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.
  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents
  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.