USDA Vs. FHA your options comparison in LaSalle, LaSalle County, IL

In 2025, the USDA loan limit in LaSalle, which is in LaSalle county, IL, has been set at $285,000, with the FHA limit for a single-family home at $472,030.

Utilize Lendersa® USDA loan calculator to assess the current top USDA vs. FHA rates, identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you to select the most suitable program for your financial needs in .

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2025 Loan Limits & Downpayment Requirements in LaSalle, LaSalle, IL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in LaSalle, IL

The mission of Lendersa® is to quickly secure you the best USDA or FHA loan, with ease. Choose from three starting paths to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in IL

The USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA loan eliminates this requirement entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
  • First Federal Bank of Wisconsin
  • 1617 E Racine Ave, Waukesha, WI, 53186
  • At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.
  • ICD Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.
  • Bank of England Mortgage
  • 21075 Swenson Dr, Suite 250, Waukesha, WI, 53186
  • Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.
  • Bellwether Funding, LLC
  • 251 W Broadway, Suite 206, Waukesha, WI, 53186
  • Bellwether Funding has over 85 lenders to refinance commercial loans, ranging from investment real estate to unique, special use, retail, office, & industrial properties. These companies either don’t qualify for bank financing, or have growth needs that exceed normal financing programs. During these difficult economic times
  • Novus Home Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent
  • LaPorte Community Federal Credit Union
  • 1800 E Lincolnway, La Porte, IN, 46350
  • LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant. As times, neighborhoods and employment
  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,