USDA Vs. FHA Pro and Con comparison in Mendota, LaSalle County, IL
In 2025, the USDA loan limit for Mendota, situated in LaSalle county, IL, is $285,000. For a single-family home, the FHA limit reaches $472,030.
The Lendersa® USDA loan calculator can help you compare the most favorable rates currently available for USDA versus FHA loans. It also aids you in understanding the income, credit, reserves, and documents necessary to qualify. With our sophisticated mortgage calculator, you can place USDA, FHA, Conforming, and VA offerings side by side, guiding you in choosing the program in that best fits your financial needs.
Current Year Loan Limits and Down Payment Requirements in Mendota, LaSalle County, IL
Loan Type Update
Maximum Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mendota, IL
The aim of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly, hassle-free. Choose from one of three initial points to find lenders and connect with USDA loan opportunities that align with your needs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is only available in rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment, providing a considerable benefit to eligible buyers.
The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
At Baltic State Bank, we like to do things a little differently.
Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.
The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.
Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.
We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.
Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
