USDA Vs. FHA your options comparison in Ottawa, LaSalle County, IL
In 2025, the USDA loan limit in Ottawa, situated in LaSalle, IL, is specified at $285,000, whereas the FHA ceiling for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA versus FHA rates, determining the income, credit reserves, and necessary documentation to qualify. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to identify which program in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Ottawa, LaSalle, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Choices in Ottawa, IL
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loans without complications. Choose among three strategies to connect with matching lenders and delve into USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also goes by USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. Contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgage loans require no down payment.
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In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
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Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
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1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.
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