In 2025, the USDA loan limit in Ottawa, situated in LaSalle, IL, is specified at $285,000, whereas the FHA ceiling for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA versus FHA rates, determining the income, credit reserves, and necessary documentation to qualify. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to identify which program in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Ottawa, LaSalle, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Choices in Ottawa, IL
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loans without complications. Choose among three strategies to connect with matching lenders and delve into USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also goes by USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. Contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgage loans require no down payment.
6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
17408 Chatsworth Street, Suite 101, Granada Hills, CA, 91344
Montana Realty & Home Loans is President of the John Broker officer at Montana Realty and Home Loans We are a dedicated and successful Real Estate & Mortgage company in Southern California with more than 20 years experience, it is our personal goal to make your Buying, Selling or refinancing experience very pleasant.
15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
