USDA and FHA Pro and Con in Ottawa, LaSalle County, IL
In 2025, USDA loan limit in Ottawa, county of LaSalle, IL is $285,000 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Ottawa, county of LaSalle, IL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Ottawa, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
5901A Peachtree Dunwoody Road, Suite 275, Atlanta, GA, 30328
On The Grid Financial is a not for profit financial institution located in Metro Atlanta, Georgia, United States, serving those employed in the Electric Utility Industry in eleven states: Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee and Virginia.
5855 Sandy Springs Circle NE, Suite 300, Atlanta, GA, 30328
GCDC provides powerful tools for economic growth in Georgia. We play an integral role in stimulating the local, regional and statewide economies by partnering with lenders to provide SBA 504 Loans to small businesses. To date, we have lent over $100 million and created over 2, 500 jobs.
1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.
Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
Commercial Property Lenders can normally provide loans with a higher loan to value and longer term than the local bank. If you are looking for a lender that will say YES when your bank says NO, and if you need a business loan with a 20-30 year amortization to make it work, look no farther. Minimum loan size is $1, 000, 000.00.
Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.
789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.
