In 2026, the USDA loan limit in Ottawa, situated in LaSalle, IL, is specified at $285,000, whereas the FHA ceiling for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's leading USDA versus FHA rates, determining the income, credit reserves, and necessary documentation to qualify. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to identify which program in Alabama suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Ottawa, LaSalle, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Choices in Ottawa, IL
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loans without complications. Choose among three strategies to connect with matching lenders and delve into USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also goes by USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. Contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgage loans require no down payment.
Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
Loan Valet streamlines the home loan process and enhances your experience by storing all files and data in one safe, secure place. Know exactly where your application stands, track your progress, eSign documents, upload files by capturing a photo with your smartphone or device, and never lose important contact information.
Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
