USDA Vs. FHA your options comparison in Lawrenceville, Lawrence County, IL
As of 2025, the USDA loan cap in Lawrenceville, within Lawrence county, IL, is $336,500, whereas for a single-family home, the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's most favorable rates between USDA and FHA, and discover the required income, credit score, reserves, and documents needed for qualification. With our advanced mortgage tool, assess USDA, FHA, Conforming, and VA programs side by side to decide which option in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Lawrenceville, Lawrence County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lawrenceville, IL
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without any hassle. Pick any of the three starting steps to connect with lenders offering USDA loan programs.
A USDA loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is offered in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, presenting a significant advantage for eligible rural borrowers.
1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.
We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.
