USDA Vs. FHA your options comparison in Newton, Jasper County, IL

In 2024, USDA loan limit in Newton, county of Jasper, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Newton, county of Jasper, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Newton, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northern Chautauqua Federal Credit Union
  • 232 Central Avenue, Silver Creek, NY, 14136
  • Northern Chautauqua Federal Credit Union is located in Silver Creek, New York, a small community in Northern Chautauqua County about forty miles west of Buffalo. Our primary field of membership is the employees of the Silver Creek & Forestville Central School Districts. Our 2 main goals are to promote thrift & provide low cost oloans to members.
  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
  • Your Choice Federal Credit Union
  • 109 Keystone Street, Altoona, PA, 16602
  • Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Blair County Federal Credit Union
  • 3001 6th Avenue, Altoona, PA, 16602
  • The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
  • Altoona Area Employees Federal Credit Union
  • 908 Pleasant Valley Boulevard, Altoona, PA, 16602
  • Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
  • Gogebic County Federal Credit Union
  • 600 West Lead Street, Bessemer, MI, 49911
  • GCFCU has grown to more than 3900 members strong and exceeds $17 million in assets as of March 31, 2016. Our growth and success comes from the support of our loyal members who use our services, a dedicated group of volunteers who are elected by our members to represent them, and a friendly staff who are committed to exceeding your