USDA and FHA Pro and Con in Sumner, Lawrence County, IL
In 2025, the USDA loan limit in Sumner, located in Lawrence county, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to contrast the top rates for USDA and FHA loans today. It helps you evaluate income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, ensuring you find the best fit for your financial situation in .
2025 Loan Limits and Downpayment Essentials in Sumner, Lawrence County, IL
Loan Type
Limit
Minimum Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Sumner, IL
Lendersa® aims to provide the best USDA or FHA loans quickly and without hassle. You can choose from three starting routes to connect with lenders and explore USDA programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom
Texas Champion Bank makes it convenient and easy to borrow for any purpose. We offer a complete range of loan products while delivering personal, efficient customer service. All decisions are made locally and in a professional and expedient manner. Texas Champion Bank can assist you with the following types of loans
HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”
5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
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1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
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Buccaneer Mortgage The GoodPirates Home Loans is located in West Palm Beach, Florida. Buccaneer Mortgage was formed in 2000 and is currently licensed as a Mortgage Lender in the State of Florida and a Mortgage Broker in the US Virgin Islands. Buccaneer Mortgage is a full service lender offering both residential mortgages and commercial mortgages.
