USDA VS FHA in Libertyville, Lake County, IL

In 2025, the USDA loan cap in Libertyville, within the county of Lake, IL, is set at $0, while the limit for an FHA single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare the top USDA and FHA rates today, helping determine the income, credit, reserves, and necessary documents for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your specific financial situation in Alabama.

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2025 Loan Limits and Down Payment Criteria in Libertyville, Lake, IL

Type of Loan Maximum Loan Limit Required Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Potential USDA and FHA Loan Options in Libertyville, IL

Lendersa® is committed to quickly providing you with the best USDA or FHA loans, hassle-free. Choose from three starting options to find matching lenders and USDA loan offerings.

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Understanding USDA Loans in IL

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kal Financial
  • 2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
  • Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.
  • Silicon Valley Mortgage Corp
  • 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
  • "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California. We offer the assistance you need to help in all of your mortgage endeavors.
  • Victoria Capital Mortgage Company
  • 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
  • "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003. Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates. Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
  • Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
  • Loanco, Inc.
  • 331 Santa Rosa Drive, Los Gatos, CA, 95032
  • Founded in 1987, ​​Loanco is a real estate finance company active since the late 1980’s. Our staff is comprised of talented and accomplished individuals. We offer one to four unit residential mortgage loans and commercial real estate loans. We have over 70 years industry experience to put to work for our clients.
  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.
  • CalHomes
  • 510 Lawrence Expressway, Suite 209, Sunnyvale, CA, 94085
  • "CalHomes - Real Estate & Mortgage. CalHomes is located in the center of Silicon Valley. CalHomes caters to New Immigrants, Fresh Graduates and Well Established employees and investors. CalHomes covers all the counties in & around Bay Area - Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco, Marin, Solano, San Joaquin, Merced & Mont
  • Pacific Valley Bank
  • 422 Main Street, Salinas, CA, 93901
  • To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
  • Treehouse Mortgage
  • 838 South Main Street, Suite C, Salinas, CA, 93901
  • TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.