USDA Loan Vs. FHA loan for Lake-Bluff, IL [Lake County Rates 2023]

In 2025, USDA loan limit in Lake-Bluff, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Bluff, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(231) 946-7090 211 miles Lender's profile and map Reviews TBA Credit Union 630 East Front Street, Traverse City, MI, 49686 TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
(319) 385-4914 211 miles Lender's profile and map Reviews 5 Star Community Credit Union 100 S Cherry Street, Mount Pleasant, IA, 52641 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
(734) 234-0764 212 miles Lender's profile and map Reviews Giniel Financial Group, Inc 735 Victors Way, Ann Arbor, MI, 48108 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(217) 997-5585 212 miles Lender's profile and map Reviews The First National Bank of Arenzville 110 S Charles, Arenzville, IL, 62611 The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
(419) 678-2358 212 miles Lender's profile and map Reviews The St. Henry Bank 231 East Main Street, Saint Henry, OH, 45883 The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
(989) 759-1686 212 miles Lender's profile and map Reviews Family First Credit Union". 1011 N Michigan Avenue, Saginaw, MI, 48602 Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
(800) 686-2404 212 miles Lender's profile and map Reviews Home Point Financial Corporation 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105 Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint \| homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
(734) 662-8200 212 miles Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
(734) 662-1600 212 miles Lender's profile and map Reviews Bank of Ann Arbor 125 S. Fifth Ave, Ann Arbor, MI, 48104 Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
(734) 741-5858 212 miles Lender's profile and map Reviews University Bank 2015 Washtenaw Avenue, Ann Arbor, MI, 48104 University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
(989) 244-7156 212 miles Lender's profile and map Reviews United Financial Credit Union 1026 W. Midland Road, Auburn, MI, 48611 Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.