USDA Loan Vs. FHA loan for Lake-Bluff, IL [Lake County Rates 2023]

In 2025, USDA loan limit in Lake-Bluff, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Bluff, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 247-7859 276 miles Lender's profile and map Reviews C4 Residential LLC 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241 C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
(513) 733-5626 276 miles Lender's profile and map Reviews First Union Mortgage Group, LLC 4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241 First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(636) 665-5601 277 miles Lender's profile and map Reviews The Bank of Old Monroe 2100 Highway C, Old Monroe, MO, 63369 In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe. Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,
(989) 733-8557 278 miles Lender's profile and map Reviews Awakon Federal Credit Union 20855 Washington Ave., Onaway, MI, 49765 Awakon Federal Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. Awakon Federal Credit Union believes that access to low-cost financial services is critical to the health and stability of ordinary citizens.
(810) 985-6993 279 miles Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
(248) 203-1340 279 miles Lender's profile and map Reviews MiMutual Mortgage Wholesale 911 Military Street, Port Huron, MI, 48060 At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
(513) 247-0300 279 miles Lender's profile and map Reviews Union Savings Bank 8534 E. Kemper Rd., Cincinnati, OH, 45249 At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors. Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
(513) 530-9351 279 miles Lender's profile and map Reviews Emery Federal Credit Union 7890 E. Kemper Rd., Cincinnati, OH, 45249 Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
(513) 769-6900 279 miles Lender's profile and map Reviews Rapid Mortgage Company 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249 Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
(513) 569-7878 279 miles Lender's profile and map Reviews Cincinnati Interagency Federal Credit Union 26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220 As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
(513) 315-5010 279 miles Lender's profile and map Reviews OnPoint Home Lending 2912 E. Gallatin Street, Burlington, KY, 41005 We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase