FHA Vs. USDA loan program for Lake-Bluff, Lake County, Illinois

In 2025, USDA loan limit in Lake-Bluff, county of Lake, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Bluff, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 824-7246 Lender's profile and map Reviews Local 1233 Federal Credit Union 19 Fenwick Street, Newark, NJ, 07114 All members and full-time employees of ILA Local 1233, ILA Local 2049, Local 1233 Federal Credit Union and their immediate families are eligible to join Local 1233 Federal Credit Union. All new members must provide proof of residency, social security number, and two picture identifications.
(718) 356-1616 Lender's profile and map Reviews Division 726 Federal Credit Union 4886 Arthur Kill Road, Staten Island, NY, 10309 Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(518) 453-9748 Lender's profile and map Reviews NY Bravest Federal Credit Union 532 Central Avenue, Albany, NY, 12206 NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
(718) 749-0099 Lender's profile and map Reviews Charles Martin Mortgage 101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309 "At Charles Martin Mortgage our focus is providing our clients with the best possible terms on their mortgage and an overall customer experience that is unparalleled. As a company founded in late 2007 during the onset of the financial crisis, our culture as a company is one of perseverance."
(732) 747-7800 Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(580) 456-7708 Lender's profile and map Reviews Oklahoma Heritage Bank 515 S. Hickory, Roff, OK, 74865 Forty years ago, a small group of local businessmen in Pontotoc County established the First American Bank of Roff in order to meet the personal banking and business-banking needs of the citizens in Roff and surrounding areas. The mission of the bank, then and now, has been to serve its customers with personalized banking service.
(201) 390-9565 Lender's profile and map Reviews Garden State Mortgage Corp. 160 Pehle Ave, Suite 301, Saddle Brook, NJ, 07663 Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
(845) 454-8555 Lender's profile and map Reviews Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(518) 783-2211 Lender's profile and map Reviews Community Resource Federal Credit Union 20 Wade Road, Latham, NY, 12110 We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services. Our mission is to improve the lives of our members and the community by providing access to affordable
(866) 786-6275 Lender's profile and map Reviews Sunmark Credit Union 1187 Troy Schenectady Road, Latham, NY, 12110 Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
(518) 782-1202 Lender's profile and map Reviews Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110 Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury