USDA Loan Vs. FHA loan for Lake-Bluff, IL [Lake County ]

In 2025, the USDA loan limit for Lake-Bluff, which lies in Lake county, IL, is set at $0. Conversely, the FHA limit for a single-family home stands at $379,500.

To explore the best current rates between USDA and FHA, employ the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator neatly displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is most suitable for your financial situation.

Exploring USDA and FHA Loan Options in Lake-Bluff, IL

The aim of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting strategies to find lenders and USDA loan programs tailored to meet your needs.

Lendersa USDA loan request and matching results

Defining USDA Loans in IL

A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is accessible exclusively in rural neighborhoods. It differs from FHA loans that necessitate a minimum 3.5% down payment, as USDA loans require no down payment, offering significant benefits to qualifying borrowers.

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(949) 916-1738 Lender's profile and map Reviews Ocean Lending Home Loans 27271 Las Ramblas, Suite 150, Mission Viejo, CA, 92691 The Ocean Lending Team is your premier mortgage team located in Mission Viejo, California. We pride ourselves on offering some of the lowest rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a home mortgage in the Mission Viejo area.
(858) 792-8838 Lender's profile and map Reviews Bayshore Home Loans Inc. 2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007 Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.
(800) 337-0336 Lender's profile and map Reviews Future Finance Network 1215 Imperial Hwy, Suite 100A, Brea, CA, 92821 Future Finance Network is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(714) 276-1130 Lender's profile and map Reviews Mortgage Mac 330 E. Lambert Rd, Suite 250, Brea, CA, 92821 Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible We offer a wide array of loan options to fit virtually every need Including; Agency, FHA, Jumbo, HELOC and Portfolio programs.
(866) 777-3638 Lender's profile and map Reviews EMET Lending Group 2601 Saturn St, Suite 200, Brea, CA, 92821 Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
(949) 791-7856 Lender's profile and map Reviews Wetzel Mortgage Group 500 S. Kraemer Blvd, Suite 217, Brea, CA, 92821 Steven Wetzel (Loan Officer) is worked in Mortgage Banking for several years now. My success has been built upon the same tenants that made me successful running my family business- Customer Satisfaction, Integrity, and On Time Delivery. I enjoy working on the team because we pull together on all of our clients.
(714) 487-0400 Lender's profile and map Reviews The A-Team 3350 Birch St, Suite 140, Brea, CA, 92821 "We are THE A-TEAM of American Financial Network, Inc., a direct-lender with full delegation for FHA, VA, USDA, conventional loans and many other major secondary market institutions. We specialize in personalized mortgage solutions, fast customized quotes, great rates, & service with integrity."
(714) 333-1122 Lender's profile and map Reviews First Americal Mortgage 351 Oak Place, Suite K, Brea, CA, 92821 At First Americal Investments we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(562) 691-9529 Lender's profile and map Reviews DGH Home Mortgage 1411 Woodcrest Avenue, Brea, CA, 92821 We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.
(714) 989-6803 Lender's profile and map Reviews TRG Mortgage 145 South State College Boulevard, Suite 315, Brea, CA, 92821 TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
(714) 990-1033 Lender's profile and map Reviews S & S Home Loans 400 West Lambert Road, Suite F, Brea, CA, 92821 S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.