In 2025, the USDA loan limit for Lake-Bluff, which lies in Lake county, IL, is set at $0. Conversely, the FHA limit for a single-family home stands at $379,500.
To explore the best current rates between USDA and FHA, employ the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator neatly displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is most suitable for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Lake-Bluff, Lake County, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Bluff, IL
The aim of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting strategies to find lenders and USDA loan programs tailored to meet your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is accessible exclusively in rural neighborhoods. It differs from FHA loans that necessitate a minimum 3.5% down payment, as USDA loans require no down payment, offering significant benefits to qualifying borrowers.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things
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We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
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