USDA Vs. FHA your options comparison in Lake-Forest, Lake County, IL
As of 2025, the USDA loan limit in Lake-Forest, located in the county of Lake, IL, amounts to $0. In comparison, the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool helps determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the ideal plan for your specific financial needs in .
Comprehensive Overview of 2025 Loan Limits and Downpayment Requirements in Lake-Forest, County of Lake, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Forest, IL
The primary objective of Lendersa® is to promptly secure the most favorable USDA or FHA loan without hassle. Select one of three initial pathways to connect with matching lenders and explore the USDA loan programs that best fulfill your financial objectives.
The USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all, offering a significant advantage to qualifying borrowers seeking affordable homeownership options in designated regions.
SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative.
Our method of doing business is to have high client involvement
A Vision Property Services| Home Loans | Home Purchase and Sales
28812 Vista Valley Dr, Vista, CA, 92084
A Vision Property Services| Home Loans | Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
138 Civic Center Drive, Suite 208, Vista, CA, 92084
Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
