USDA Vs. FHA Pro and Con comparison in Lincolnshire, Lake County, IL
In 2025, the USDA loan limit in Lincolnshire within Lake county, IL, is $0, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Lincolnshire, Lake, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Lincolnshire, IL
Lendersa® aims to help you access the best USDA or FHA loan quickly and smoothly. Choose one of three starting points leading to matching lenders and USDA loan programs.
The USDA home loan, endorsed by the government via the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
CommonCents is Crazy Good. Extraordinary. We are Not your typical credit union. We are Top notch. We are simply Sensible. CommonCents Credit Union is member-owned and was originally chartered as Goodyear Federal Credit Union on August 20, 1963. Our Vision is Most admired for passionately fulfilling financial dreams.
Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville.
In 1998, we expanded our membership to include other employer groups
