USDA Vs. FHA your options comparison in Deerfield, Lake County, IL
In 2025, the USDA loan cap in Deerfield, part of Lake county, IL, is $0, while for a single-family home, the FHA ceiling is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. It evaluates the necessary income, creditworthiness, reserves, and documentation for qualification. By utilizing our advanced mortgage calculator, you'll be able to observe USDA, FHA, Conforming, and VA programs side by side to help you determine the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Details in Deerfield, Lake, IL
Loan Type
Loan Cap
Minimum Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Deerfield, IL
The goal of Lendersa® is to help you attain the best possible USDA or FHA loan swiftly and with ease. Opt for one of three start points leading to matched lenders and USDA loan options.
The USDA home loan, ensured by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is available strictly in rural localities. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs
The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
