USDA Loan Vs. FHA loan pro & con for Wheeling, Cook County, IL

In 2025, USDA loan limit in Wheeling, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wheeling, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 582-1965 598 miles Lender's profile and map Reviews First Oklahoma Federal Credit Union 1419 S Denver Avenue, Tulsa, OK, 74119 First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
(336) 209-8819 598 miles Lender's profile and map Reviews IMG Mortgage Greensboro 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410 Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
(336) 852-5572 598 miles Lender's profile and map Reviews First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
(336) 617-7441 598 miles Lender's profile and map Reviews Jefferson Capital Mortgage 3859 Battleground Ave, Suite 101, Greensboro, NC, 27410 At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
(336) 542-1470 598 miles Lender's profile and map Reviews Triad Business Bank 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410 The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.
(704) 633-2900 598 miles Lender's profile and map Reviews Home Realty and Mortgage 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144 Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
(410) 663-8900 598 miles Lender's profile and map Reviews Ritter Mortgage Group 1230 Nottingham Road, Westminster, MD, 21157 The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
(410) 925-6412 598 miles Lender's profile and map Reviews MortgageOne, LLC 102 Skyline Ct, Westminster, MD, 21157 We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
(888) 339-3334 598 miles Lender's profile and map Reviews MidAtlantic Farm Credit 45 Aileron Ct., Westminster, MD, 21157 MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
(864) 585-1444 598 miles Lender's profile and map Reviews Associated Mortgage Services, Inc 481 South Pine St., Spartanburg, SC, 29302 The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
(866) 746-1011 598 miles Lender's profile and map Reviews PS Bank PA 76 Church St, Wyalusing, PA, 18853 PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.