USDA Vs. FHA your options comparison in Madison, Madison County, IL
In 2026, the USDA loan limit set in Madison, within the county of Madison, IL, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Evaluate the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping identify which option in suits your financial needs best.
2026 Loan Limits and Down Payment Conditions in Madison, Madison County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Madison, IL
Lendersa® aims to connect you with the optimal USDA or FHA loan swiftly and efficiently. Choose one of three methods to find matching lenders and USDA loan offerings tailored for you.
The USDA home loan, guaranteed by the U.S. government Department of Agriculture, also termed as USDA rural development loan or mortgage, is dedicated to properties in rural areas alone. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
United Capital Point connects residential and commercial investors with the right lending solutions. Specializing in DSCR, hard money, and bridge financing with flexible guidelines and fast closings. Whether you’re acquiring, refinancing, or scaling your portfolio, we match you with the right loan — every time.
180 E Dania Beach Blvd, Suite 107, Dania, FL, 33004
United Capital Point was founded by a group of professionals with more than 15 years of combined experience in the areas of Commercial Real Estate Lending and Business Working Capital Loan Funding. There’s a lot to consider when searching for the right loan program for your immediate investment.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
"We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
2493 Centergate Drive, Unit 202, Miramar, FL, 33025
We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
