USDA Vs. FHA Pro and Con comparison in Washington-Park, St. Clair County, IL
For 2025, the USDA loan cap in Washington-Park, within the boundaries of St. Clair county, IL, is set at $285,000. In comparison, the FHA limit for a single-family residence is $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate the prime USDA versus FHA rates today and ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our cutting-edge mortgage calculator allows you to see USDA, FHA, Conforming, and VA loan possibilities side by side, helping you choose the best program in for your unique financial needs.
2025 Loan Limits and Down Payment Specifications in Washington-Park, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Washington-Park, IL
The mission of Lendersa® is to quickly and efficiently secure you the most suitable USDA or FHA loan available. You can start by selecting one of three different methods to find lenders and USDA loan opportunities tailored to you.
A USDA home loan is government-backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
"SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans.
We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
8402 Little John Junction Road, Navarre, FL, 32566
A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions.
The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
