USDA Loan Vs. FHA loan pro & con for Rosewood-Heights, Madison County, IL

In 2025, USDA loan limit in Rosewood-Heights, county of Madison, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rosewood-Heights, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 659-2175 383 miles Lender's profile and map Reviews Liberty Bank 40956 Alabama Highway 75, Geraldine, AL, 35974 Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
(423) 336-4331 383 miles Lender's profile and map Reviews OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.
(507) 280-0621 383 miles Lender's profile and map Reviews Olmsted National Bank 975 34th Avenue NW, Rochester, MN, 55901 ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
(507) 282-1845 383 miles Lender's profile and map Reviews Sterling State Bank 4200 Badger Hills Dr NW, Rochester, MN, 55901 Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
(507) 289-0411 383 miles Lender's profile and map Reviews Minnesota First 1932 Viking Dr NW, Rochester, MN, 55901 What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
(800) 434-7300 383 miles Lender's profile and map Reviews Bridge Credit Union 1980 West Broad Street, Columbus, OH, 43223 Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
(614) 353-5088 383 miles Lender's profile and map Reviews Sauk Mortgage Group LTD 1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220 Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
(507) 280-1973 383 miles Lender's profile and map Reviews MCT Financial 3240 East River Road, Rochester, MN, 55906 At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
(507) 299-0240 383 miles Lender's profile and map Reviews Main Source Mortgage 3224 6th Ave NE, Rochester, MN, 55906 Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
(920) 234-5641 383 miles Lender's profile and map Reviews Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(614) 796-4747 383 miles Lender's profile and map Reviews Buckeye State Bank 9494 Wedgewood Blvd, Powell, OH, 43065 Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
(614) 781-7900 383 miles Lender's profile and map Reviews BancOhio Financial 271 South Liberty, Powell, OH, 43065 At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.