USDA Loan Vs. FHA loan for Marengo, IL [ best of 2023]

In 2025, USDA loan limit in Marengo, county of McHenry, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Marengo, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(574) 255-3193 133 miles Lender's profile and map Reviews TLCU Financial 1816 N Main Street, Mishawaka, IN, 46545 TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
(616) 820-1444 133 miles Lender's profile and map Reviews Macatawa Bank 10753 Macatawa Drive, Holland, MI, 49424 We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
(920) 729-2999 134 miles Lender's profile and map Reviews Evergreen Credit Union 1500 W American Drive, Neenah, WI, 54956 Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
(920) 722-2122 134 miles Lender's profile and map Reviews Badger Globe Credit Union 260 N Green Bay Road, Neenah, WI, 54956 Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.
(269) 423-7014 134 miles Lender's profile and map Reviews First State Bank of Decatur 124 Phelps Street, Decatur, MI, 49045 The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
(217) 897-1136 134 miles Lender's profile and map Reviews Fisher National Bank 102 E. Division, Fisher, IL, 61843 The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
(563) 856-2525 134 miles Lender's profile and map Reviews Farmers Savings Bank 205 Main Street, Colesburg, IA, 52035 The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
(616) 392-2290 134 miles Lender's profile and map Reviews The Mortgage House Inc 305 Hoover, Suite 500, Holland, MI, 49423 This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
(800) 873-1406 134 miles Lender's profile and map Reviews Royal Bank 202 Main Street, Elroy, WI, 53929 Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
(231) 733-4600 135 miles Lender's profile and map Reviews Family Financial Credit Union 3575 Henry Street, Muskegon, MI, 49441 Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
(231) 755-1202 135 miles Lender's profile and map Reviews Lakeshore Federal Credit Union 2182 Lakeshore Drive, Muskegon, MI, 49441 Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.